Understanding Funeral Costs to Relieve Stress & Plan Ahead
Are you planning a funeral for a loved one and not sure how to cover all the costs? Or are you preparing for your personal end of life plans and wanting to get your finances in order?
When a loved one dies, it can be a very stressful time for several reasons. The additional stress of having to cover funeral costs can be softened if you are able to plan ahead and prioritise the most meaningful aspects of a ceremony. We have gathered some of the most important information about funeral costs, as well as some suggestions of how to lower funeral costs.
What is the Average Cost of a Funeral?
The average cost of a funeral in the UK is £4,285 although this varies for the kind of ceremony that you are planning. In general, there is a fairly large cost difference between cremation and burial. Direct cremations are a low cost no fuss option and are typically cheaper, whilst burials are usually the more expensive option as they are more involved. However, there are some adjustments that you can make to a burial to make them greener and more cost-effective, including woodland burials.
Although you may be planning a ceremony for a dear friend or loved one, try to plan a funeral that is financially manageable for you. There are always affordable, meaningful ways to honour someone’s life. We have compiled a breakdown of funeral costs which will help to make it easier for you to decide what feels essential for your service.
How to Save Money on Funeral Costs
Saving money on funeral costs can involve changing what you think of as a funeral. There are traditional aspects such as a hearse, lavish flowers and visits to the crematorium that aren’t always a necessity. Some ways to reduce funeral costs include:
- Choosing to have a wake at home or a public space such as a park
- Choosing affordable funeral flowers
- Deciding not to use a hearse or carriage
- Contemplate whether embalming is important
- Choosing a more affordable coffin
- Considering using a lower cost headstone
Sustainable Choices can Lower Costs
Opting for sustainable options or having an eco-friendly funeral can often be a great way to lower funeral costs. Green funerals are great for the planet and encourage simpler and thoughtful moments to honour someone’s life. Some simple alternative options to consider include sustainable funeral flowers and bio-degradable coffins, urns and scatter tubes.
Help Towards Funerals Costs
If you are struggling to afford funeral costs, you can apply for a Funeral Hardship Fund through the government. This will not typically cover the entire costs of a funeral but can offer help if you are really needing it.
Conclusion
Towners provide transparent and supportive information wherever possible. We are always happy to discuss any funeral costs and offer guidance on how to a plan a funeral with any budget. Please contact us by calling 01424 436 386 or email at info@towners.co.uk. Follow us on Facebook to be a part of our journey to raise awareness and spark important conversations about death.
